Are you looking specifically for insurance placement companies or corporate housing or a mix?

I use Auto Owners Insurance.

Pros: Diverse job market, low unemployment, great resilience during recessions, nice appreciation, 1% rule can be hit if you look hard enough, great economy, good schools, Midwest nice.Cons: Extreme weather at times (hot/humid summers, tornadoes/hail, brutal cold in Jan/Feb), high insurance premiums, property taxes also really high.

Remember the lowest price is not always the best when it comes to insurance!

Gas going to be closer to 5/gallon than 4... car insurance probably 150 or so.

Basically scale in paper and challenge it with your personal time, resources, desires, finance, insurance, PM, etc.

I have taken all my taxes and insurance out of escrow, and I run them through credit cards to rack up points, so I pay a lot of bills every year.3.

Invest in a security camera—we had a break-in where someone lived in the house for days and stole appliances, which insurance didn’t cover.

@Dennis GallagherIt's my understanding that the "Income-Expense Ratio" primarily use operating expenses as the expense variable, which includes costs like utilities, property taxes, insurance, maintenance, repairs, property management fees, and trash removal, all of which are considered when calculating a property's operating expense ratio (OER).You calculate OER by dividing the total operating expenses by the gross operating income of a property.

I, like you run my firs duplex with the same culture of focusing on customer service.