We might be more willing to finance projects that banks consider too risky, such as fixer-uppers or properties in less conventional markets. 

Do they just build up enough equity to refinance into a conventional loan in 1 yr? 

Hi y'all, we are buying a 4 unit investment in Chicago for 430k, conventional loan with 30% down.

The renovation is not going to increase your value that much and the inventory list is growing by the day.

1) you have to live in peroperty to use VA loan  or  even a  FHA  or even a low down payment  conventional loan ...underwriters / lenders will need to have a make sense  file / reason to approve this  as they are  aware of the high amount ofoccupnacy  fraud thats happened recently   2)  managing your first  property as a 4 plex  from 3 hours away sounds  like a recipe fro a headache/ problem

We also offer unlimited tech support to all of our customers and have several warehouses with a lot of inventory that allow us to do 1-2 day delivery in a lot of cases.

Conventional financing with 25% down.

Make sure you underwrite the deal conservatively as well, inventory has been creeping up here in the wasatch front. 

But this could also vary in your market, for example if inventory is so low then buyers may offer to pay your closing costs too. 

But that also complicate things as you wouldn't be able to get a conventional loan.It seems like you'll be investing long-distance.If you haven't read "Long-Distance Real Estate Investing" by David Greene, I would highly recommend it.