Compact View. 

Yield is proportional to risk and effort, and you’ll have to determine how much effort and risk you are willing to take on.

Because rents do not keep up proportionally with the value of the homes here, it doensn't make sense to keep them as a rental post-refinance, as you will likely be cash flow negative.Hope everyone is planning on having an awesome July!

You also run into the problem of Capital Expenses & Maintenance being too high in proportion to the rent.

For a smaller compact boiler, should be anywhere from $5k to $8k, and while you may pay more initially, you will completely pass those heating costs to your tenants saving you tons of money in the long run.On another note: How do you like this market?

The hard money lenders I talk to say Dodd Frank is being puffed way out of proportion when thinking this will limit credit and thus buyers who can close on flip deals.

Do you just look at the proportion of multifamily sales to sfrs to gauge that specific area?

If you're fortunate enough to own and create something worthwhile, trust that you will get what you put in and a result in direct proportion to your effort and effectiveness. 

But HUD has stated that because those with criminal records are dis-proportionally African Americans, to reject someone based on having criminal records alone is a problem.  

Everyone has different priorities in life.Saving is definitely helpful, but it won't replace investing well and having the work ethic to start a venture that will make you money in proportions much larger than what you can trade your time for.