I now own a nice duplex as well I found off market through networking, and fixed up as well that I live in and rent the other side, and my cost of living is now cheaper than it's ever been in my 13 years as a renter/homeowner. 

I do like to do it that way for a couple of reasons, your name appears as an Insured and the true owner is not the primary insured.As far as the cost difference, in our area I have found that, for the good properties, the personal policies (dwelling fire) can be cheaper. 

It's easier (and cheaper) to use that along with spot checking my rates.  

With only a $50 or $100 origination fee, and "essentially" not losing any money to an interest rate, TSP loans are probably one of your cheaper loan options out there.I just took out a 40+k loan from my TSP to invest in other ventures and it was a very simple and straightforward process. 

Jackson, TN housing is 29% cheaper than the U.S average, while utilities are about 15% less pricey.

Hello everyone I was wondering if any of you guys know how to find cheaper deals that are not on market.

But if you have a existing process involving VAs and scrapers that works for you, the process can suddenly become a lot easier and cheaper. 

Then check to see if it is cheaper to rent than to buy/own. 

While the companies are legit, the real de facto interest rate is actually extremely high, as the monthly payment increases over the lifetime of the loan.I cannot recommend a bank or company because I didn't need to use one, as I used cheaper developer/seller financing. 

We currently have one significantly cheaper rental that has been working out well and has put this idea into my head.