The only lender that would take that deal is a lender that wants you to fail so they can take the deal from you.

Can you recommend any investor friendly banks in the area for mortgage and quick refi? 

I’m not only working on my case with these buyers and a DeKalb Pastor & Chaplain of DeKalb Sherriff Office on over 2.5M...but this now appears to be related to a HUGE Mortgage Fraud Criminal Ring here in Metro Atlanta with quite a few of confirmed fraudulent documents on many properties as more evidence shows up.Some of the names I have confirmed provided or created fraudulent bank statement, operating agreements and forged QCD docs to obtain mortgages illegally then allow them to foreclose.

Bank came back and said we maxed out our DTI so they only give us 115 grand  and not the whole 250g.

And in second, setting up a "plan Z" where if all else fails what does get "burned to the ground" is replaceable, and the wealth center is protected on it's "asset island". 

I did not care about the interest rate much because I am thinking banking is like a leech sucking up your hard earn money.

Assignment agreement between you (assignor) and the end buyer (assignee)Assigning does not necessarily relieve you of your obligations to close on the purchase if your assignee fails or refuses to do so.  

You have a good amount to plunk into a strong multifamily property in Northern New Jersey, but you will be banking on appreciation more than cash flow.

Success stories, fail stories, etc.

If they fail to pay, then you can consider taking them to small claims court or filing with a collection agency.