She will be finishing up her doctorate and finding a job and I will be finishing up my degree and getting a better paying job (hopefully) in the next 6 months.

(I guess people still can take a sauna during 90 degree weather but well haha)Also should I cover the top with gazebo structure?

U still need the human element in the woods be hard to have robots out there walking up and down 10 to 30 degree pitch's where feller bunchers cant work and the trees still need human fellers to cut them down..

Sometimes career paths are paved with degrees and dedication.

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).

I have about 10 books with associated tools that I cannot fully utilize.

Most people just use the term but there is association management, apartment/ Multi-family management and then property management.For instance, in Florida, you need a license to practice Association Management (in most cases) and a real estate license to practice property management (in most cases). 

What's your major and what is your plan for your college degree (for example, are you a finance major and planning to work for a large investment firm)? 

Establish your budget, the kind of property (duplex, triplex, or fourplex) that interests you, and the degree of property management participation you desire.2.

We are flexible on the location to a certain degree, but would not want to go south of the perimeter.