The real estate market has shifted dramatically in recent years rising interest rates, evolving buyer and seller expectations, and fluctuating property values are keeping all of us on our toes.

Most, if not all screening tools do not include a comprehensive rental screening with a renters prior rental rating like Mayistay. 

Available terms, interest rates, overall goals should determine how much you want to finance on properties. 

Is there room to reprice water so it’s rational such that the heaviest users pay the highest rates vs today where the lightest users do, particularly in areas like CA?

Rent growth is a function of supply, demand, and interest rates:- I'd ground any forecast by stating I expect national rents to rise on a pace more or less in line with inflation over any long time period. 2-3% per year.

And now with rates being high, plus many areas overbuilt with new apartment buildings, I’d be careful with unknown areas, and also what you read in the media about “hot” areas, up and comers, etc.I was in a similar situation to yours a couple years ago.

I would cross check their rental rates they are giving you with the Property Management Company.

There is a lot more to it than the rate.

I think your correct though folks have to adjust to the new normal and the interest rates they are not coming down like folks hoped for I think we are in for a run of years were rates will be more like the 2000s  6 to 7% and Owner occ in the 5s with Maybe some high 4s. but by the time folks wait for that prices will rise in the better markets.

You only want to file a claim if it's much greater than deductible or your rates shoot up pretty quickly.