So if your plan has a high probability of success all the way out to age 100, then the probability only increases if you only live to 85 or 90.Also, with younger clients, I tell them to plan as if Social Security will not be there for them at all (note: I do believe it will be around for a long time, though it will likely look different 30 years from now than it does today, which may mean decreased benefits versus what you could expect if you retired tomorrow), and build a successful plan that way.

However, I don't think there a bubble popping like 2008.My realtor friends are predicting that in my market rents are going to go down (because that is what they are starting to see), but that any decrease in home prices will largely be contained to condos. 

Your risk of loss for that property decreases.

The loan-to-value decreases as the proceeds that would have gone toward paying the commission now go toward increasing the down payment, decreasing the interest rate. 3.)

As a rental property owner, I know rents won't decrease much if that happened. 

the percentage is going to increase or decrease based on the amount of the transaction and what your title co. is charging you. 

The profit on the property decreases so much by hiring a PM instead of doing it myself it makes me crazy.   

Tracking multiple opportunities and following up on ones that may decrease in pricing, or a neighbor who knows a guy moving, etc. 

Here are a couple thoughts:1) Lower monthly payment, building equity, possibility of rental income to further decrease your out of pocket expenses sounds like a win. 2) You may have tax planning opportunities depending on how you own the property and how your business is set up.3) Around here, there are a number of office buildings that have various psychologists and counselors in them.

It is driven by mortgage rates and tenors available to buyers.As rates decreased over 30 years, most markets where supply is limited have seen a sharp decline in affordability.