The Feds won't be able to increase the Interest rate, because the US debt level has gotten so high and banks are still under stress with low prior loan rates, but high interest costs.

Megan Luckily the math part isnt too high level just addition, subtraction, some mulitplication and division but we as a community can all help you through it.Leave the complicated math for the wall street quantative analysts and derivative traders.

This would be quite the analytical marvel to even effectively ESTIMATE this with any reasonable level of certainty/confidence (even for someone appropriately trained). 

Trust me.

I would walk the property (if you can) with a trusted contractor, but get the opinion from several. 

From May – Oct it appeared the inventory leveled out but in November we are currently seeing a 200 unit increase over October.

I also think that if there is any downturn, entry level vacation rentals in places like Kihei will feel it much less than high end luxury vacation rentals and hotels. 

At a high level, this is generally the path people take - we see a lot of people have success in this route - start building the portfolio with banks, low down payments, and then **generally** when you hit around 5 or so properties - it starts to make sense to switch over to LLCs, its too hard to qualify/deal with paperwork of banks and switch towards private lenders like DSCR Loans - (LLC friendly, easier) to scale past 5 or so.

That is thru TRUST, which I don't like, or thru experience which can be vetted, just like a BANKER would.There is no Passive.  

This PM will be trusted with the accounting, collection, and transfer, of tens of thousands of your dollars, or more.