With all of the short sales popping up on the MLS I know I will be successful in finding and helping someone.

I have just purchased a property at the Jersey Shore that will be used exclusively for short-term rentals through the summer season. 

It will cost you money in the short term to sub-meter the gas, but over the long term it will be worth it in my opinion.

Long story short, all roads point to significant equitable returns in that segment in a near term (under 18mnths).

Long story short, numbers are much more favorable with MFR.

Real estate is going to be more rate and supply driven, than election driven.Equities will be election spurred(in the short term) but fundamentally earnings driven in the near term.

https://www.biggerpockets.com/blog/brrrr-loans-what-are-the-...Short-Term Rental Loans: What Are the Options and How Do DSCR Loans Stack Up?

https://www.biggerpockets.com/blog/brrrr-loans-what-are-the-...Short-Term Rental Loans: What Are the Options and How Do DSCR Loans Stack Up?

I also am fine closing my purchase in cash, and refinancing shortly thereafter (or even down the road in 6-12 months).So for my questions:1) I've spoken with some mortgage brokers- they all seem to charge a lot of upfronts and are telling me I need to do a DSCR loan.

They could've left you in even worse shape.My short advice is: never "squabble."