The idea is to ensure every dollar you earn has a job to help you stay within your budget.YNAB can connect to your bank and other financial accounts, and your information is automatically imported, which helps you determine your net worth.

I also have earned income as well.  

While DSCR loans focus more on the property's cash flow than your personal income, most lenders will still require a personal guarantor to reduce their risk.Keep in mind that DSCR loans typically come with higher interest rates than conventional loans, which is the trade-off for the easier qualification process.

Otherwise, look at side jobs you can do to earn extra money. 

:) Hi, first post herewhy would you want to refinance the 203k loan, would refinancing to the standard FHA mortgage reduce the interest rate or something?

I am wealthy myself so I know how hard it is to earn the money and make the money.

Diversifying involves buying multiple properties to reduce risk and increase rental income.

Cheaper mortgage rates can lead to increased homeownership, potentially reducing demand for rentals and making it challenging for rental property owners to fill vacancies or achieve desired rental rates.

So any advice would be extremely precious for us to leverage some past lessons and experiences from the veteran investors here to reduce our risks of investing.

I need to have a way to roughly calculate how much I might earn in a land transaction.