I charge a completive market rate while providing a really good service. 

If you work 40 - 50 hours a week in a full-time W-2 job I'm not sure how this would create a conflict with claiming that you meet the 500-hour material participation rule provided you are completing the hours that count toward material participation. 

Hey @Brad Roche - We do a significant amount of renovation loans (both Fannie May & FHA) here in Chicago and prefer the Homestyle loan only because it's less stringent on the borrow about what they have to repair, and they provide the general contractor a material draw at closing which helps the project start on the right foot.I thought the minimum down payment was 5%.

If you are providing champagne or wine, would we need a license for that to do so? 

" These provide a ton of good insights. 

One of the very few times I heard a financial advisor provide good advice.

Bridge Loan with Refinancing Exit: A bridge loan could provide a short-term solution to pull the cash you need now, especially if you’ve already added value through your rehab.

Verify and double verify with the applicant that the information they have provided is correct and that all income is verified and all adults will have a background check. 

Also, are they providing the LOI to sign or can you just write your own?

What service/provider might you recommend.