Follow up question, anyone know of a lender that will allow me to purchase under an LLC with my wife and I persona guarantors?

Jerry I hear you, but from my experience the system is a disingenuous system because explain to my how the bank can deny a person a loan to purchase a home for him and his family which the payments on would be lower then his rent payment, but that same bank approves that same person for a car loan that he can't afford along with a few high interest credit cards.

Do a search and look around and you will quickly find some.I suggest speaking to a live person as opposed to exchanging emails.

Well you are talking to the right person as I  believe in looking out for every ones' best interest..  

The way around that in a bigger deal is finding a partner that has that balance sheet and offering that person a piece of the deal in exchange for renting his balance sheet.This deal is most likely too small for a Freddie loan although it can be done I would say that the prepayments and fees are not worth it for what you are doing.Best bet is to find a local community or regional bank.

So maybe stop slandering a person as if it were.

Interview this person as well as the owner/manager.

In this example Person A would simply be the money guy and a silent investor.

When the loan is tied to a person, a real person can be held accountable.

A good cleaning person. A