No problem, I had cash from a refi, a HELOC, and a personal LOC.

I would be happy to discuss structure and feasibility as well as insight into my personal finances/personal stake into a deal with serious lenders/prospects.Even if you are reading this post and are not a lender but have valuable insight or experience with flips in Charlotte's market, please don't hesitate reaching out.

I’ve only had 1 person look at it.

I've done this personally and have helped a bunch of other investors do the same.

That could be a PM or you can hire a person to work full time for you. 

Account Closed It will only show on your credit report if the person who is holding the notes goes to a servicing company so it is recorded.

This could give you the cash you need for the purchase and also eliminate your personal guarantee for the loans.

How we purchased our property: Combination of Savings, Personal Loan with interest from a family member (4% interest) and a cash loan from Wells at about 8%.

To a point made by another person who commented, you may be able to have a lender do a 'one-off' portfolio loan at a 95% LTV if they trust you enough . good luck.

During this 24-month period, the property must be rented to another person at a fair market rental value.After the 24 month period your sibling could convert it into a primary residence.