The permits and architecture was done prior to start.).For most people the finances are the limitation to scale.  

People are more likely to buy and stay here, versus move around. 

The idea of restricting what you do with your own cash, just because it was a refi, is probably unconstitutional.I know a lot of people investing in Texas from both inside and outside Texas. 

Reason why is if you go to sell it, people are not going to comp it based on 40 year loan.

What I recommend people do is tell the lender ok great I am going to want to use my own title company to close this so funds would go to them.

Lots of posts on different companies so be sure to check out what people have said about vendors you are considering doing business with.

People can smell commission breath.

They are on the market longer and are not going at asking prices but some people are still being very aggressive with their asking prices so it really isn't a great indicator.

Owners mistakenly ASSUME all PMCs offer the exact SAME SERVICES and PERFORM those services EXACTLY THE SAME WAY, so price is the only differentiator – and they often select the first PMC they call!

The only inssue is that i have not found many people in the area that have done it and would like to ask if any one here has done ADU's in Orange County or Long Beach and has it been worth it for you .