I was turned down by all of the companies that are often mentioned here (Proper, Steadily, Foremost, American Modern) and many others. 

Investors can tap into this trend by building modern homes that meet current buyer preferences, offering excellent returns through sales or rentals.Investor-Friendly MarketWith fewer regulations and lower building costs, Florence provides a smooth path for new construction projects.

It’s clear that the companies dominating this space are keeping the best deals for themselves, leaving only the undesirable properties for the open market.

Are there a lot of people living in a small space?

Many of them are savvy marketers but don't have background/experience in pref equity space but lead folks to believe it's just an  'easy button' to make stellar returns. 

The more imminent needs are the electrical, plumbing, roof and upgrade to double pane windows, most of which will be pretty dusty if there are humans living in the space.

Already a co-owner of  single family home with shared common space and bedrooms rented to individuals.  

They were pleased what house they could get for their money, good schools and more space.

this really depends to on what you do for a living .if your in the real estate space with a lot of commercial loans.. your balance sheet is very important more so than your fico by a long shot.so when figuring net worth those that are leveraged to the max basically have very little to no net worth other than their cash or other non real estate investments. so its a fine line..

In the DSCR space, every 1% you paid in origination, brought the rate down by half-a-percent (with most lenders).