As a beginner, I want to operate an ethical and sound business.

You learn a lot of operational experience by just owning 1 rental as a long-term rental.

Heloc or DSCR HELOC so you can operate with cash in hand.

Quote from @Joe Budkiewicz: Quote from @Corby Goade: Quote from @Joe Budkiewicz: Quote from @Corby Goade: I own and operate a property management company- we don't mark up invoices and provide anything our clients want to see. 

I sent him a pocket listing of mine but purposefully told him $100K more than what the Seller really wanted.

If it was originated recently an option would be to have them refinance it - but if it’s a low interest rate then they will most likely want to keep itWhat does your operating agreement say about this?

So it's possible that the other insurers just don't want to insure your house for some reason and their way of telling you that is to give you a crazy high quote.A body of mine that owns a large portfolio is insured through Vermont Mutual or something like that.

Mine are in the Fort Worth area.

I don’t have the exact answer for you, but since this is a public form and people offer their opinion, I’ll offer you mine.

Most lenders will want to see the original operating agreement if it's an older entity to prevent the borrower from adding someone on the operating agreement to qualify for the loan.