However, it can feel limiting if you’re aiming to create your own path and may not cover broader skills deeply.An on-call advisor provides flexible, tailored guidance, helping you tackle issues as they come up across various areas.

Borrower Types: The Professional - HM Lender will cut sweet-heart deals to keep these borrowers around Experienced real estate investors Regularly engage in property transactions Typically have a track record of successful projects The Newbie - Charge Higher everything as the risk is higher as no experience Novice investors or first-time borrowers Limited experience in real estate Seeking to build their investment portfolio The Deadbeat - Only lend if the deal is so SWEET, they can't lose if they take the property from the Borrower Borrowers with poor credit history or financial difficulties High-risk borrowers May struggle to secure traditional financingThe lender will do an application on the deal/borrower and some standard docs they require are:Hard Money Application / ExperiencePurchase contractARV report – COMPS – See * Redfin*Pictures of Property – most people use Dropbox to shareProof of Funds – Down / Reserves (Bank Statements)Personal identification (ID or passport)But usually if the deal is sweet enough, they will do it anyway because if the deal goes south, there is so much equity/value in the property that the HM lender can't lose.

We’re at a loss on how to resolve this and make our home livable again.

We’ve got to separate this type of loss from those in which the 5 items listed above weren’t followed. 

If we are passive I believe that we could still be limited partners in either an LLC and obviously a PPM.It sounds like you ran the project and were on the opposite side of the transaction.

By comparison, liquidation of these properties today would yield a slight loss.

There just generally a thought loss in the U.S. for real actual innovation for far too many years.

Most lots inside Boise city limits now you can build at least a duplex on with the new zoning code.

It didn't cross my mind when I sold the above property at a loss I mentioned above.

@Chris Grenzig  The chart on Wikipedia is interesting, its showing the population gains/losses from 2020 to 2023.