Can I have the seller in a second position note for the remaining 300k or less.  

Taxes are SUPER inflated.

One day my roommate and I helped them move in a tv and in their apartment they had inflatable couches, the tv we were installing, beds, and a tanning bed, that's just about it. 

The rent growth in that market is challenged to keep up with inflation.

The same problems and policies that contribute to the things that make the headlines in SFO also may contribute to huge barriers to entry for new construction, inflating rents and asset values long term.

Utilities:Tenant agrees to ratio utility billing where utilities remain in Landlords name and monthly bill pro-rated and billed to Tenant.

.- no description of condition was provided- it has historical appreciation below the inflation rate.  

Interest rates are just one component of the economy and you have many different macro-economic conditions that impact housing such as job market, inflation, debt loads, lending standards etc. 

You can find a traditional HML and combne that with a secondary lender (also called gap funding) for the remaining balance you need as the borrower.

The remaining mortgage is $27K.