Great thanks for the detailed reply.

would you mind sending more details on this via dm ?

QBO automations are great and while you can use it some, REI is tricky because there are so many moving parts and details to account for.  

Hi Steven, thank you so much for the detailed advice :) Podcasts are my absolute priority at the moment.

here is the situation. i left a really good paying job to take care of my 81 year old parents because my dad is chronically ill and my mom is almost there. i wont go into too much detail, but my sis doesnt help them. ill leave it at that. we have a person who comes twice a week to help with cleaning and other household tasks. i carry the bulk of the weight cooking their meals, running errands, grocery shopping, picking up meds, and taking them to dr appointments. its a full time job. i get a small salary of $1000 a month from a care giver sub contractor for the VA. ive been paying my bills with what savings ive had, but only have a few months of funds left. i own a duplex. i have over 200k in equity. i live in texas and texas has weird laws about refi and heloc/heloans when the property is 4 units or less and owner occupied. i would rather not sell, but if thats my only option i will have to at some point.does anyone have any advice or possibly be able to point me to lenders who might be able to work with my situation?

It's impossible to give a definitive answer on whether you should sell or keep the property without the address and further details but based on the photos alone what I would first suggest is an amenity analysis.

First purchase story with first 6 months no mortgage or rent is detailed in Bigger Pockets Podcast #82.

Within 20 minutes, Taz sent me the details and photos - this guy is the BEST!!!

Quote from @Makeisha Davis: @Paul Amegatcher I know this post is much older, but it has the greatest amount of detail that's similar to a property I have questions on.

So, we require a detailed employment history for the last twoyears and verify as much of it as reasonably possible.AssetsWe are one of the few management companies that requires a bank statement as part of our application process.