Its value rises and falls relative to other currencies.

But a note is "currency" and you can spend it in a lot of ways.Hi Gail - Could you expand on this further?

Again, run the numbers specific to your situation, but also ask yourself if you are OK with a small negative after understanding the effect on your taxes and the amount of principal reduction on your loan that is occurring.On my comment on appreciation in my last paragraph, I believe that the idea of appreciation based on price increases in real estate assets over time is commonly misunderstood in the sense that many think in terms of our currency as a fixed medium against which all other assets are measured.

It is robust, can use a real database back end and, at the time, had better multi-currency and international support than QuickBooks or Simply Accounting.  

The asset price will never shrink to the old level because fiat currency does not hold value anymore.

Are currency fluctuations a factor?  

IMF transactions can now happen in other currencies than the dollar, Italian Banks are in trouble, India has restructured their currency.  

The constant change of the currency valuation to the dollar is a serious consideration. 

I wanted to ask, is there any currency fluctuation risk that you have to manage?

Engaging a real estate agent with experience in international transactions can also provide valuable guidance.Lastly, consider currency fluctuations and their impact on expenses and income.