My question is specific to the current lending climate so Google was not very helpful.  

Here's my warning letter:Lease Violation Warning Letter(Property Management Business Name)Date:Resident’s Name: Property Owner: Property Address: Reason for Warning: Disorderly ConductDescription: Between (Timeframe of incident example 10-11pm) on (Date) We received multiple reports from several community members about disorderly conduct in your unit along with behavior on your behalf that was deemed as disorderly by other residents in the building.

Hope we really aren't getting climate change....

In fact, if you don't say anything, they probably won't even notice.During the winter (especially in colder climates), the listing agent will insist on re-winterizing the property when the inspection is completed, which is a good idea.

Is co-borrowing common in today's climate?

I'm asking because I haven't seen these types of deals go down in a while and wonder if investors are shying away from the due to the legal climate.

Never thought about the northern climates.

And if you let your emotions blow the deal and have to start over, the carry costs while you re-market, (ie taxes, insurance, water, sewer, electric, interest, heat if a cold climate) and wait to close, will exceed what you offer them to take the deal.

Thank you for your response.Do you think it is likely that they would do it in the current economic climate?

People are losing their jobs, listening to the news (chicken littles), or are simply looking to cash out...selling would mean losing your shirt and pants and frankly the lending climate isn't what it once was...so the number of potential buyers is not there.