None have been catastrophic tho.

TRIC along with initiatives by EDAWN and UNR conintue to move companies to Northern Nevada, Reno and surrounding areasUSA Parkway will connect to US 50 by the end of the yearHousing is in sort supply in both rental and purchase markets in all but the upper end price rangeThe southeast connector is scheduled for completion by the end of the yearLending is now much more rational than in the 2000's, reducing the risk of catastrophic failures we saw before.  

As a general rule, I only insure things where there would be catastrophic financial loss in the event something happened (ie homeowners insurance for major fire or hurricane damage or a lawsuit) and I generally carry high deductibles.  

You need to confirm if it covers items studs-in coverage or if it will replace the entire construction of the apartment in case of a catastrophic incident like a fire.

The process went as planned for the most part, nothing catastrophic.

It will cost more but if a fire or other catastrophic loss was to occur you will be glad you have it. 

As if every quarter was going to have some new worldwide catastrophe that was going to force everyone to use Zoom.Same story with Airbnb (and all the rest). 

I think at some point you can never have enough insurance in the event there is a catastrophic event on one of your properties.  

I am not stating that it is certain to appreciate like it has but econ 101 tells me that excluding something catastrophic it is likely to continue to appreciate.  

Insurance is supposed to be a "pool" of money that covers catastrophic losses.