Does that sound reasonable based on your experience?

I handle St Augustine/Ponte Vedra/Palm Coast but can certainly help with Jacksonville and based on your goals there may be other opportunities to explore.To cover off insurance from previous comments, the market has changed and it is competitive with new carriers entering the market. 

DSCR will help if you are tapped out of conventional loans and you don't qualify for a traditional loan based on your personal DTI.

For my question for anyone willing to share: What are some networking or marketing strategies that have worked well for you in building a client base as a new agent? 

I would look at private money lenders who can consider giving your a line of credit based on a multiple of the cash you have. 

For short-term rentals (STR), the IRS requires you to prorate NORMAL depreciation based on the time the property is available for rent, not when you purchased it.

We are creating our partnership, getting approved for a mortgage, and then putting in offers on specific properties we like based on the analysis.

Be confident, be courteous, and time will teach you what works based on your unique personality and skillset.

I didn't hear this from Buyers, but I personally am tired of seeing it.The previous 3 years we strictly did the grey/white, but now thats out least built color scheme.

With the idea of "we can turn money today into more money tomorrow by investing it," I place most of this within a taxable brokerage account where it grows based on the market broadly speaking.