Perhaps a bank statement HELOC would work for me... still figuring that out.Any other creative ways to get money for a rehab? 

And if they all add up to zero, you’ll earn 0.038% on your money  Or you could put the $125k in the bank and earn a government guaranteed $520/mo.

Traditional bank financing with a construction loan for repairs

You can target low equity homeowners which are in foreclousure and will lose theitr house to the bank because they can't make the payment.

My wife and I have been investing in real estate using creative strategies that don’t rely on traditional bank financing, and it’s completely changed how we look at deals.

Advertising a non-conforming unit without disclosing its illegal status could be considered deceptive (and fraudulent), opening the owner to major legal risks (fines or tenant lawsuits).Even private marketing, like word-of-mouth, doesn’t absolve the owner from liability if the unit fails to meet legal requirements.

I would be financing the property via a bank. 

The Feds won't be able to increase the Interest rate, because the US debt level has gotten so high and banks are still under stress with low prior loan rates, but high interest costs.

Their online banking software is pretty nice though.

No different than if you were using a traditional bank / lender