Revolving credit is the worst kind you can have on your credit report.  

I would expect the one in his personal name shows on his credit report as a mortgage and the lender will factor it in his DTI.

Additionally, if you've implemented such a service, I'd love to hear about your experiences, both positive and negative.Thank you in advance for your assistance!

Thanks in advance. 

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 You may be able to secure higher leverage financing through alternative lenders than a traditional bank (not always the case) and this may help advance your objective of reducing the down payment/cash requirement but that may only be temporary relief as you will likely pay more over the course of the loan because of higher rates and fees.

Hi Mary,It is true the lender will not usually give you the rehab funds in advance, but this does not mean that you must complete all of the rehab out of pocket.

You need to do more then regurgitate what your media is feeding you Jon, get out in the world, read market news as in reports of the actual things happening not opinion pieces telling you what to think.

Thanks in advance,David

The SF probably won't show on your credit report, but a bank lender will want to see the payment history, especially the last 12 months.Hope that helps and good luck!