@Andrew Shaffer Are you finding rents stagnant or decreasing due to the new apartments? 

Once the third apartment is rented (I am living in it for one year), my operating cost actually decreases because I have less utilities to pay.

Then i was like checking my Zillow views, showing requests updates from my realtor.After 2 weeks we got an application, and with initial review we didn't accepted because of income criteria and no.of people.Then no application for 4 weeks, even though showings were happening.Then my 1st Mortgage payment is coming up, i was getting confused if i made any wrong decision with Rental property investment, and then i started researching on my own, decreased it by another $50, which became 2nd lowest in that area, and mine was better home than the lowest, boom 2nd day after lowered, we got an application on Friday, and i dint accepted right away as it was not 100% to my expectations, and i want to wait through weekend to see if i get any more. 

I know that is a short window in time.I will run the numbers again with a 10% vacancy rate, since there is obviously increased supply in Norman that isn't going to decrease for some time.I do currently manage my house-hacked duplex, and will manage this Norman property, assuming I close the deal.

Preferably one that does multiple frequencies (like A/B/G/N/AC @ 2.4GHz and 5GHz).

Regarding the rent, I just used the average rent for 2 bedrooms in KC (from rentcafe) and decreased it by $50.

For every 1% interest rate increase the affordability will decrease by 10% until few can afford these $8000 monthly payment per mortgage.

Of course I want to decrease my tax liability, but I also want to be able to show the banks how much positive cash flow I'm earning in order to help me qualify for next years investment properties...When reviewing tax returns for income to determine eligibility for a loan, do you look at gross rental income or net?

So in other words, all I'd be doing is locking more of my own money that I can't use into in the house, while subsequently decreasing my cash flow to get any of it back.

Can you decrease them at all?