Issues summarized: Property was advertised as a 2 BR, but the second bedroom can’t fit a twin size bed. 10 year tax abatement – ABC’s property management never registered it, told me it was done, and now it is too late for me to register with the cityABC never contacted the city for a final inspection, causing the city to threaten legal action against me and accrue well over 6 figures in fines that I had to resolve on my own.Never found a renter for me after 10 months.

@dj @DJ CumminsI would pay the fine-keep my silver bullet because it is not much of a fine per se.

I am not concerned about the city finding out and having to pay a fine, and then having to evict under those circumstances since there's cash flow without the basement rent. 

My interest rate is a five year balloon loan at 5.9% with a final payment of $33,258.21 due on October 5, 2023.

I will look into those things before I make a final call.

As for the MBA question, make a pros and cons list and then come to a final conclusion.

As a final matter the judge declared that, as the owner of the property, Daughter Occupant was entitled to all the “rents” kept in the Safe-Keeping-Bank-Account (by then $38,000). 24.

A detached ADU will not add to gross living area, but that's not a big deal since appraisers do not care nearly as much about price per square feet as the general public thinks, they basically don't care at all in reality, except maybe as a final sanity check when the appraisal report is otherwise completed. 

Then add a finance clause that goes as far as you can. 

Otherwise, its a fine gray as to what is "reasonable."