I am sad that my grandparents got ahead by working hard and saving, but I got ahead by borrowing.  

My grandparents who spent everything EVERYTHING for us, working fingers to the bone on the farm, coming here with near to nothing but clothes on there backs, had 0 to retire upon.

Then U have grandkids and we are the trusted grandparents which of course we enjoy especially my wife. 

Quote from @Grant Shipman: Quote from @James Hamling: Quote from @Grant Shipman: Quote from @James Hamling: Quote from @Grant Shipman:  I feel like this is just a different way of asking how many of us are Grandparents, lol.Yes, I'm a Grandparent and yes, I not only remember those rates but I remember when people would high-5 because they got locked in at 14%. 

However, I was watched in my childhood by my mother and grandparents and tried to assure her it was a more meaningful experience for me as a child than going to daycare. 

Kind of like for me my grandparents living through the great depression borrowing money and paying interest was against their religion.

I'm not trying to scam my grandparents.

Looking at current demographic in CA, many cities in this state are actually being saved from further 'disintegration' is because their parent or grandparents bought properties that they can use.

A private lender can be your parents, grandparents, friend, colleague...literally anyone who has money and wishes to lend it out to someone.  

Investing for 6 years, but been in the industry all my life thanks to parents and grandparents.