working with our auditors right now on ACL (allowance for credit loss) and learning about SCALE, WARM and all the fun and new CECL terminology.. 

I have not done a lot of research yet, but I imagine that others in town are begining to wonder about their options as well.Being creative and building are the parts that I'm passionate about, so I'm not interested in cookie cutter designs or paying others to do what I consider to be the fun part.

It takes 7-10 months to get 6 months of rent.I have a fun time making my places into man caves. 

It's way too cold in the winter.

Buying a property based on video tours and pictures isn't the same as seeing it in person, plus all the renovation and repair issues, winter weather issues, hurricanes, etc.

Inflation is just not dropping significantly, and with the continuing issues in Ukraine, watch folks wallets get tighter and tighter as people struggle to pay their heating bills this winter.

The combination of hot long summers (soil dries out) and lots of moisture in winter and spring (saturates the soil) causes the ground to constantly expand and contract.Out of state investors get freaked out by foundation issues but being that its such a normal occurrence, you have a plethora of foundation companies that know how to fix them with relative ease. 

I would personally hire a crew to come in and do the whole thing, I've done enough of it and it is zero fun.

I see owners want summer rates in winter.

Have fun with your search, wherever you land!