@Guenevere F.When I started in rental property investing, I found it crucial to set clear goals, leverage existing skills, and focus on scaling gradually.

I have a realtor I'm working with who focuses on STRs.

Using your first property as collateral could help reduce the cash you need upfront, but it’s essential to weigh the risks and it's not really recommended specially if this will be your first.I recommend focusing on building reserves or seeking partnerships to fund flips.

But trust me, once you get the hang of it, it’s tough not to start eyeing the next deal.Julian & Jasper- Your trusted, investor-focused agent in Omaha, NE. 

@Maynhia Stott If your focus on high interest rate is solely for getting a higher rate of return on redemption, then I think you would want to emphasize penalty states because many of the states you mentioned, like Maryland, would only yield that high interest after the 12th month.

From my experience, here are a few property management companies that my clients have worked with:ERA Solutions: They have a strong presence in C-class neighborhoods.Realize Property Management: Better suited for A and B-class neighborhoods, though they do manage some C-class properties.Ohio Elite Management: Primarily focuses on B and C-class neighborhoods.

If what you need is an investment-focused lender or broker then it does not necessarily matter in-state vs. out-of-state.

We pride ourselves in keeping the forums positive, helpful, and focused on real estate (please, no politics, religion, etc.).

I'd say the best options will be focusing on the endowment, or non qualified annuity. 

But it is time to scale back to give us more time to focus on our family and some other projects.So now we are in the process of selling 9 properties in Colorado and 7 properties in Ohio.