What we like is the decent blend of efficiency and scale relative to cost (compared to direct mail for example).

This can result in reduced risk and blended performance across all the properties in the fund, and can also create the opportunity for compounding returns by reinvesting cash flow distributions back into the fund.With all that said, passive investors are exposed to both deal risk and sponsor risk.

Matching amortizations is possible with a short term blended note, some very creative note writing and weighted average interest rates from a two part note or a partitioned note, but I really doubt anyone is doing that.

You provide an excellent example of how finding the right blend of working harder and working smarter can lead to such dramatic success.I'm not sure if you've attended in the past, but it would be awesome to have you come by our next meetup for BP members in SD.  

The saturation levels put pressure on class A newer multifamily and cause flattening of rents, rent specials, vacancy increases etc.If you invest in class A I sure would not be investing in a syndicators buying a 4 to 5 cap and hoping rents year over year blend up by 3 to 4% annually.

But, more than the content and modules, it's the culture of Subto that truly sets it apart.The community aspects of Subto are unparalleled.

With 25X expenses you can simply invest your money in a blended portfolio of passive index funds and bonds and live comfortably with a safe withdrawal rate of 30+ years.  

If I were you I would consider the HELOC to use as a down payment on another property, a cash out refi would be tough with that big of a jump in rate, but calculate the blended rate and compare the two just to make sure.

Exploring medium-term rentals alongside your partner who's in medical school could prove to be a promising blend.

Rationally it'd make sense for me to pay 12% or more all day long for the slice from 70/75% to 90%+ and my blended cost still comes in lower than 9.5%.