For gas, obviously smell for it.

After five years, your total earnings could amount to $120,000 in rent income and $136,000 in appreciation.

In the example below, it shows my "Vrbo commission" is 5% and their "payment processing fee" is 3%, so they take a total of 8% (of the nightly rate + cleaning fee + pet fee). 

However, the only reference to Homeland Security I’ve seen is a post of a seeming “wish list” of investigative agencies by the OP in the Norada thread, who, if you read his posts, is obviously less than a reliable source of information and consumed by rage.  

Obviously anything that happens on your property was at least partially yoru fault. 

Obviously, that does not apply to every single market on the Caribbean, but generally speaking, it does.Cheers!

This may seem like obvious advice, but I'd say just get three or four quotes before settling. 

Quote from @Bruce Schussler: A lot of Podcasts and Youtuber's say to cash-out refinance to keep rents balanced with payment; (PITI) then use those funds strategically to re-invest either in more real estate or just put into a high interest bearing account or money market account...Here's some of my thoughts and comparisons;Cash-out refinance with new loan so rents balance with payment:- The cash-out refinance is 100% tax free- The funds can be put into a money-market account off-setting a portion of the interest charge of loan- The loan balance gets eventually destroyed by inflation- The liquid cash eventually gets destroyed by inflation - The interest on the new loan can be deducted from the rent income- The refinance costs are 3-4% of the total- There is less equity in the property and LLC that can be attached in case of a lawsuit- The break-even on cash-out refinance with current interest costs on the new loan is around 12 years Vs.Paid-off property with positive cash flow:- The positive rent income is 100% taxable minus only depreciation and property tax- There is more equity in the property and LLC that can be attached with a lawsuit- The break even is not until after 12 years at today's interest rates- There is a rate risk in today's inflationary environment where interest rates on bonds keep rising*It appears to me that the cash-out refi is in the best interest for a property investor; (Dave Ramsey would strongly disagree!)

Once you see how much it cash flows, you can divide by your total cash investment to find the cash on cash return, then make assumptions about appreciation and mortgage paydown to find your total return.  

Even then it is likely due to an underestimation of the value of the underlying collateral or total payoff miscalculation if the loan is in BK.