With current COVID climate, many lenders are tightening eligibility, but is curious if this is an option anyway with the owner occupant restriction. 

Still trading, plenty of liquidity, but certain lenders are tightening.

That being said I really want to focus on figuring out how to systematically resolve conflicts in a way that doesnt put too much strain on our business relationship and helps us keep moving in the right direction.

The reality is that the regulators can ease up on a rule like this, but it won't have any practical impact as standards are tightening.

I know banks are already tightening things up and they are currently overwhelmed but still figure I should try.Thoughts?

I know banks are already tightening things up and they are currently overwhelmed but still figure I should try.Thoughts?

I have heard of exceptions, but very rare.Lending standards are tightening and will probably continue to tighten.

Far more likely to find individuals who are not prepared for this strain on cash flow and those individuals that over-stretch financially and are beginning to feel the pangs of being a landlord.  

There are certain expenses you can add back, like depreciation.Lenders are tightening guidelines right now on self employment income. 

Lenders will retract LOC's and tighten down on lending requirements in the blink of an eye.