Quote from @Melanie Baldridge: It's really simple: increase earnings, reduce expenses, save, invest, and wait. 

A simple 5% return per year gets you $50k/year...and you still have the $1M to adjust to inflation by reinvesting into different vehicles along the way.Focusing on taking the long term returns ($$$/year) can be a better choice, but you have to look at the long term impact with all your options, compare them, and then make a choice.Do you think they teach that in school now? 

Agreed one simple adage..

You can do well with a more simple approach, but it won't be easy either way.

Since I'm not really an author I thought lets keep it simple only useful info in this book no fluff or BS just stuff you will need to be successful as an investor.

Hey Ernie, your better tactic is to ask each question in the forums or as a simple post.

If the borrower just needs 50% LTV this seems pretty simple to get done, are they looking for bridge or perm financing?

For us its simple math, if we can sell it on the secondary market for 90 cents on the dollar, lets offer the borrower 5-10% discount to pay off the loan and we still win and the borrower also wins. 

BiggerPockets is full of resources designed to help you along your journey, whether you are just getting started or a seasoned investor.

Alibaba may look cheaper but ONLY if it's new build not retrofit.Cabinet pulls at Target designed by Frank Gehry, no wait those are out of stock and we needed 32 not 4.