In these cases, unless you can get a variance granted, you'll have to demolish and then you won't be able to rebuild.  

After a couple of years of owning the new building and continuing to rebuild your credit score, you should be able to get another loan to purchase your next building ... and so on ... and so on.  

This equals to a low amount or rebuilding in Baltimore.

I know there are a few places around me that "rebuild" Windows so you only replace the broken glass and not the whole window.

Insurance will let me rebuild eventually, but flood/windstorm won't cover lost rent during the time to recover; which frankly could be 1-2 years.  

We purchase fast, demo fast, rebuild fast, market, and close the new buyer.  

Hello BiggerPocketsLooking to network and buy a plex in London by the end of the year to live in Been investing and flipping up north now moved down here since July 2016Need to rebuild my team so feel free to recommend any money connections, lawyers, accountants etcFeel free to ask anything

If the building should burn to the ground the owner has insurance to rebuild the structure but there is no coverage for your stuff (even if there is owner's coverage I still say there isn't in my pitch...).

The limit should be adequate to rebuild the structure with the same kind an quality

I have been able to set up a master "gut the pig and rebuild it" board which I can reutilize time and time again.