I'll echo the above comment - most DSCR products should work here if the financials of the deal are good.

Number 1 is a GC , a professional , he has the contacts and provides you with a finished product .

Some of these, like brokerages such as Schwab and Fidelity, limit you to only the products they sell.

Keep them coming!

Alternatively, look into renovation-specific loans like the Fannie Mae HomeStyle Renovation or FHA 203K loans as standalone products for rehab costs.FHA 203K LoanPros:Low Down Payment & Bundled Costs: This loan simplifies the process by combining the purchase and rehab costs into one mortgage.Cons:Interest Rate & Refinance Requirement: Higher interest rates and the need for refinancing could reduce your overall return on investment.Fannie Mae HomeStyle Renovation LoanPros:Bundled Costs: Like the FHA 203K, this loan combines purchase and renovation costs, simplifying the process.Cons:Interest Rate & Refinance Requirement: Similar to the FHA 203K loan, the need for refinancing to extract equity and convert to an investment property might add to your costs.I am a loan officer so I have some expertise in this area.

ANYWAY, I AM STILL CONFUSED AS TO WHY THE TINY  HOMES HERE IN AMERICA ARE 75% MORE EXPENSIVE FOR THE SAME EXAACT PRODUCT.

Welcome to BP.If you intend to use a VA backed product, it must be for your primary residence.

You would of course not deplete all of your cash reserves on the down payment in order to service the monthly debt payment and carrying costs, but this should give you an idea of what you can accomplish now if the time is right.Many hard money products offer 100% funding for rehab costs so you would not need to save for this portion of the BRRRR project.

Our products are also very diverse with over 80 investors.

From experience with my own daughter AND mother-in-law, I can say that this *could* have been due to a clogged drain caused by their gunk (face products, toothpaste, etc) in the p trap.