However having 100% of the funds in my account 60 days before travel allows me to collect the interest, have access to the funds early thereby allowing me to use it if needed, prevents fraudulent credit card uses since people have 60 days to notice fraudulent activity, and prevents reasonable chargebacks. 

If that's the case, the HOA can prevent you from doing what you want.

The reason I want to loan it against his property is because he may take a reverse mortgage and waste the money, I want to prevent him from doing that and let him live in his place as long as he wants.

Documentation doesn't prevent disagreements....and it could spiral into a big time-consuming problem.

There is a few road blocks that is preventing this partnership from happening and I was hoping someone with the same experience can point me in the right direction.1.

I however had to wait the 6 months to be able refinance off of appraisal because as you, @James Clements and I all know the delayed financing prevented me from getting back anything above my purchase price and closing costs as they were listed on my HUD. can you PLEASE PLEASE PLEASE explain in further detail on what you mean by involving your lender in the HUD before closing and on "loading up/optimizing the HUD".

Also if they are looking at purchasing a new home their current mortgage would likely prevent them for qualifying for the full amount they want /need.

Declining inventory of affordable housing are preventing first time homebuyers from purchasing and pushing low income tenets out of city. 

I began to go out and look at tax deed sales and came up with a pretty nice way to acquire some of those properties, however, the same issue of no funds prevented me from actually acquiring those properties.

They said that they can't prevent me from renting the unit even if I don't abate the lead immediately, but it's unclear what would happen if I refused to abate it in the way the report wants.For the record, I'm not looking to be a slumlord who knowingly rents houses covered in lead paint.