@James McGovern if I can assume by "undocumented immigrant" you're talking about someone who entered the country illegally, he/she would not be considered part of a protected class under federal / state Fair Housing laws.

At worst you'll have to schedule monthly transfers to cover your recurring income and expenses as they won't offer sweep or overdraft protection.

No bank will touch this.Once you find a private lender who I will assume will charge you north of 7% rate, You will need a business lawyer to prepare all paperwork to structure this to make sure that everyone interest is protected.

If you are concerned about lawsuits, an umbrella policy may be a better choice.An LLC is useful for two things: anonymity and legal protection.

The rep confirmed that the W9 form has whatever EIN we put into the application.)I think it is a bad idea to move 401k funds to IRA because IRA has less protection, and subject to UDFI tax if you buy a rental property with debt.

You may want to consider asset protection for the consulting business and/or real estate by holding in appropriate entities, especially depending on how risky the consulting is and how many assets are attributed to that business. 

Therefore, there is no frost depth protection (heaving and thawing, etc.).I am unfamiliar with the construction approach. 

A well written management contract should clearly spell out what is expected of both the PMC and the owner, to PROTECT both and avoid misunderstandings.

The DSCR loan allows you to close and title will arrange the vesting to the LLC.The LLC will protect you and your assets against any renter liability/claims.

Not sure if there is anything else but an attorney can advise other steps to protect yourself.