Embrace your status as a newcomer and don't shy away from expressing your level of experience.

A dismissal without prejudice is a dismissal of a legal case that permits the plaintiff to bring the claim again, unlike a dismissal with prejudice, in which the matter is considered final.

If the fact pattern was different and after you went under contract you created value through a variance, permitting or other means then you have a different story to tell and some lenders will treat the imputed equity as your cash consideration.

If you are wanting to find out if it is legal or not, check out Zimas.LaCity.Org, type in the address and go under permitting on the left hand side.

You can call the city and ask for a list or you can look online at permit pulls under that license type it's all public. 

It's a thrilling and rewarding world, but it can also be overwhelming for newcomers.

(The 2 years allows me to house hack for free since I am stationed here for 2 yrsPre-context:-VA funding fell through at appraisal because he had non permitted renovations and was using the property as a 5 unitPM me for more infoThank you!

You could even look at making the 2nd unit into a STR, before permits come in, since STRs are legal here in Vista.We're in Vista close to downtown and love the area (besides the noise from the train).

That fix apparently is now concealed and may be almost impossible to assess unless there is some documentation of what was done, and if a permit was pulled, and did it pass the building dept's inspections.

Who can i speak to in the construction/builder space that could help me get an understanding of costs /planning for a new build.Thank you  building starts with land selection, plans, entitlements, permitting before you talk to banks