Some people have a 514 FICO simply because they made the mistake of getting sick or injured in America and didn't budget for the medical bill payments - I don't feel that this should shut the door to homeownership to them.Angel Oak's stuff gets a lot of attention, but very very few people actually meet their criteria.

Make sure you create policies, procedures and structure.

Things to consider: know the area (it sounds like you have an idea as to the area as you had gone to college there but it's good to reacclimate yourself with it in the event areas have changed for better or worse).Also, know local laws, taxes, inspection procedures. 

Let's survey the landlords here:Who here would rent to a tenant applicant with a bk within the last year or two, that couldn't show you that it was due to an unforeseen medical emergency or something else completely out of the tenant applicant's control?  

(B) A cause of action may not arise against an owner of real estate in a covered transaction for failure to disclose:(1) that the subject real estate is or was occupied by an individual who was infected with a virus or other disease which has been determined by medical evidence to be highly unlikely to be transmitted through his occupancy of a dwelling place; or(2) that the death of an occupant of a property has occurred or the manner of the death; or(3) public information from the sex offender registry as defined in Article 7, Title 23.

AFTER the tax sale, the prior owner must go through a myriad of procedures to challenge it and they must have a legitimate reason to do so (like they actually paid all the taxes before the sale but the sale accidentally still went on, the sale was improper, etc). 

Hello, I am in the military stationed at Walter reed National Military Medical center in Bethesda, MD.

My saving graces are my house is in ideally situated between a downtown area, a college, medical school and a massive Navy Base with a solid rental history (knock on wood).

Could someone with experience expound on the procedure for any of us trying to learn?

I should have clarified that my wife is currently in medical school on the HPSP and graduates in 2020 where she’ll head to residency next.