@Venkat Vankipuram: I would recommend @Art Shalomov as a local loan officer.

We did put up just a few pieces of art so it wasn't sterile on the walls. 

In learning any trade, art, craft, or skill, it's pleasant to have people to cheer you on.

Nothing fancy, just cups of coffee, chat or exchange biz cards.TAGS:BurbankCalabasasGlendaleHidden HillsSan FernandoBell CanyonCalabasasKagel CanyonArletaCahuenga PassCanoga ParkChatsworthColfax MeadowsEncinoGranada HillsKagel CanyonLa Tuna CanyonLake BalboaLake View TerraceMission HillsNoHo Arts DistrictNorth HillsNorth HollywoodNorthridgePacoimaPorter RanchResedaStonehurstStudio CitySun ValleySunland-Tujunga+SylmarTarzanaToluca LakeToluca WoodsValley GlenValley VillageVan NuysWarner CenterWest HillsWest TolucaWinnetkaWoodland Hills

I've quietly viewed enough churches and paintings already; my goal was to break the insurmountable barrier of politeness and actually make contact with regular people, people who aren't trained in the hospitality-industry art of being efficient and polite. 

But profits are also subject to Self Employment taxes, so there's plusses and minuses to both methods.The issue with taxes is that it is both an art and a science to maximize tax savings and balance other needs and it's really important to sit with a knowledgeable CPA and talk about your specific situation (not your friend's, not somebody else on BP, not your mentor) and have them help you design a tax plan built for you.  

This doesn't take into account selling assets, being hired occasionally for your expertise in your field, selling all that awesome art you created, inheritance, or finding all those gold coins in the crawl space of your trusty SFR.I believe the quickest way to this number is reducing expenses (although boosting your income is definitely a close second, and something we're all in this thing for right?).

The best way to understand an appraisal is look at one and ask questions.You'll also see there are three approaches, the market described above, the income approach, based on income potential of the subject and the replacement approach, what it would cost to build the subject and then depreciate the improvements based on age and condition.It's an art as much of a science, don't expect to nail a value on a subject, your goal is to get close. :)

Master the art of asking questions and opportunity will present itself.hope this helps.

Thank you, I look forward to hearing from you, have a nice evening, good bye sir.After you do a few calls you'll get your presentation down to an art form.