We rented the 2/1 side for $1300/mn and thought we could finish the addition of the bath and closet but got so busy with my construction business I still have not completed the work.

This is a great place to learn and to connect with people so take advantage of all the great resources.Welcome aboard and best of luck investing!

I like it, so much I'm doing almost exactly that with a partner. 

So have another mortgage here. 

That is why it is hard to get regular real estate loans on assets valued so low, the cost of the refinance makes it so you are paying higher than they can legally charge you percentage wise.

Times are changing somewhat though, so maybe over time if they are not supportive now, they will be at some point in the future. 

The main issue is that to do the ADU you have to spend so much bringing other items up to code like electrical, plumbing, lighting (windows) and egress.

I started investing here in 2016 so it's been 8-9 years for me.

Another great strategy is leveraging trained VAs to handle lead generation—whether it’s cold outreach, follow-ups, or data gathering—so agents can focus on closing deals.

This sounds like a development, so you and your team should have years of experience and a track record of success before you take other peoples money.