Question for all is can u help me find other hard /private lenders in New York area ??

Joint ventures6.

It was the real big flip project for us this year and especially important one because I had joint venture with new investor who came to know from Bigger pockets.

I have not seen rents in those brackets drop much if any what I have seen is them go hundred % vacant and cant refill them because construction came to a screeching halt and the laborers left and many or most laborer's are tenants.. this played out in PHX  AZ   Vegas NV   FLA  GA  places with uber new construction .. when it stopped so did the jobs.this is all dictated in my mind on JOBS.. you have jobs you have rent stability jobs or economy falters people start moving in with relatives or they simply up and leave and go somewhere else.. there is a reason U haul is a billion dollar concern. 

That being said, the U of M does drive the demand and Normal station will always be a very safe place to invest in.  

If not what do u like to do and what could u foresee yourself doing long term?

To everyone who answered thank u so much for taking the time and your honesty.

If you enter into joint venture with another party and get interest plus equity on your investment this would not be considered passive and will result in UBIT. 

If so, what insurance is needed.https://www.geico.com/information/aboutinsurance/u.. 

That is best done by doing a Joint Venture on the first couple.