He swears up and down this isn't mortgage fraud or anything like that...

PS Loan fraud is a Federal crime!

Watch out for a fraud investigator trying to see if you are trying to sell the place without disclosing that you do not own it.Good hunting.

are these types of numbers effective also in "cloaking" your identity when using bandit signs?

If you were to share this information, you would be on the path to having your identity stolen.

It takes very little research to learn if an offer is a scam or not.I wish the government would get nasty tough on scammers and identity thieves.

This was a true non-owner product (no loan fraud stuff here) and they went to 80% LTV… Big scores, full doc.

Anything you do to “trick” a lender into giving you a loan that if they “new better” they would not of granted the loan is “Fraud”, Loan Fraud… a Federal crime!

also, http://www.lexisnexis.com/terms/privacy/data/remove.asp (submit with a letter from your counselor and the domestic violence lady)http://www1.cj.msu.edu/~outreach/identity/optout_protect_privacy.pdfsome other tips...never reply to product registrations or warranties.1- change your vehicle if possible.

They setup fraud alerts on your accounts to ensure nothing new can be opened under your name withouth your approval first.