One of the major driving factors for increased premiums is the carrier's requirement for higher replacement cost limits on file for buildings. 

Quote from @Kaushik Sarkar: Hi,I am looking to invest first time with a turnkey developer,  who is buying the land and building a multi unit commercial retail center and some apartments.

Thank you very muchBeau,In my opinion the math and the numbers on deals don't lie and are also a great way to build a plan.

They won't be able to fix that problem as there is probably a small leak in a pipe or a crack in the foundation or a bit of water coming in from somewhere or moisture building up in the home.I also agree with Nathan about taking the first contractor to small claims court.

While I help people find their dream homes daily, my true passion lies in real estate investing and building long-term wealth.

My wholesale business found the deal, I bought from my wholesale business to build my portfolio. 

I would like to build several (2 - 6) "shipping container" type homes for either short, mid or long term rental.

I was fortunate enough to inherit a 21 unit multi family building.

Own 10 rentals in Columbus Ohio and building another 21 new build single family houses in Florida that will be a clean BRRRR that will be free and clear.

Of course there are other factors such as fees, but so far I have found those to be relatively minimal.