Dan, As your real estate learning moves forward you're facing the harsh reality that this can be a tough market for beginners -- and those of us who have been around a whole lot longer -- but the best thing you can do is believe in yourself and not give up on the dream.

The remainder was closing costs.Last night, I had a dream that my credit score dropped by 130 points just because I called WAMU to ask about a Short Sale.My husband's employer will not tolerate receiving phone calls from debt collectors, so I assume we can't do a SS because I feel sure they will call everyone.Our condos are in FL and vacation rental income is dropping, making it more difficult for us to make the payments.

I guess I am dreaming..LOL.

Credit poor buyers will do just about anything to get their chunk of the American dream.

Now, that's truly the American Dream!

This is not to dissuade you from your goal but to give you some perspective.Honestly, starting with 0 and no connections, a lifetime goal of 5-40 million is most definitely an achievement of the American dream and is very noteworthy.

Take the time to learn how to work with bird dogs in reaching your investing dreams.

Do you have a problem speaking in front of small groups ie. the buyers and seller entire extended family may show up.All the unplesent things aside helping someone else realize there dreams of owning thier own home is very rewarding (I've seen a few happy tears).

What do you do when your life has fulfilled your every dream?

It's very important to get all the skills you can so you can acheive your dreams.