It seems like you are making money in you job, as it seems like you've saved $200,000 (50% of $400,000.)

Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560 (almost 30% probability of default), little to no good tradelines, lots of collections & chargeoffs, recent evictions.

I just wanted to see if I could get some input on this as we continue to brainstorm about how to make our dreams a reality as quickly as possible. 

I went to Vivian.com to browse the jobs to see if there is demand.

That is what you focus on.Focus on your dream.

Just want a software that does a great job handling the overall operations smoothly, a one-stop-shop for all PM needs. 

This will give you extra cash flow in the first year and/or the early years to maximize your tax benefits and make your dream come true.

It's sad to see so many areas in America with decaying homes because people left as jobs left.

Now my situation may required less, but the company who did my crawl space did an excellent job. 

We used to do all the qualifying as agents, push the loan officers who didn't want to work to get the job done, give comps to the appraisers etc. etc.