I can see that.I look at myself when I made my first sale in 1975  I was bagging groceries in high school for 1.35 and hour.my first sale in Real estate i made 600 dollars and calculated that it took less than 8 hours and then did the math and thought wow ... this is what i am going to do for my life and I will never get stuck working by the hour.. 

Why spend thousands of dollars in points to get the rate down to 6.1%, if the normal interest rate is 6.1% in a year and you can buy it down to 5% or 4%, etc.Nobody knows how low rates will go, but with the fed signaling that they will likely begin rate cuts in Sept, it's certainly a good sign. 

I've ran about 30 properties through the BP rental calculator, even if i renovate the basements I'm always coming up 400-1000 dollars short of breaking even.

Also depends on what the total dollar amount is at the end of the day.

Not worth it for a sub million dollar property. 

I’m a buy and hold as well but if it doesn’t make dollars…I also factor if the neighborhood is growing, is anything bringing appreciation.  

Unless you can get bids for the work and cost analyze the difference between the work required and the actual bills I wouldn’t go spending thousands of dollars to separate the utilities apart unless that’s the gold standard of your area and besides saving you money is going to increase the value of your property.

Yea I have spent many yrs in analysis paralysis looking for that right brrr 70 cents on the dollar etc and just decided to go brand new on my own raw dirt and build a floor plan that I like.

We pay taxes on every dollar we make.

This figure includes the construction of the building but excludes land acquisition, permits, and other associated costs.Cost per Door (Unit)The cost per door, or per unit, in affordable housing projects can also vary widely based on the specifics of the project.Average Cost per Unit: Recent affordable apartment buildings built using public funds, such as Metro housing bond dollars, have cost between $412,000 and $522,000 per unit.