You could sell off a few if you wanted to consolidate and if you buy right you could set yourself up for a solid portfolio or for having lots of equity in fewer properties. 

I bought the property via credit card, now it is weighing upon my credit, but I am waiting for the city to go public before I either sell or seek partners to develop.Can I find a lender to do a heloc on a vacant house for debt consolidation and use the house for collateral?

And even if it does, appreciation won't get realized until you sell it; you could refi it, but in this case that would just be consolidating your debt from two properties into (ideally) one.  

I have two mortgages. One $170k on a $220 house with 40k equity and another one $100k on a $150k hour with $50k equity. Is there any value of combining both mortgages and if so how? Should I keep both separated or hav...

Another reason is that I am newly engaged, and we will be consolidating in the next year, and are entertaining ideas, as she too owns a home.

If you're a great credit risk and the debt isn't at 100% of its limit (ie, $1000 balance on a $1000 limit) there is usually a bank willing to consolidate or transfer your debt to them.

They ran into some internal squabbles that forced them to sell the building in 9/2018, but they wanted to remain a tenant and consolidate into just Unit 2.  

You still have a property with debt but you’ve strategically consolidated that debt and risk into just the one property.  

I would consolidate on your wins by either doing what @Karen O. mentioned by paying down some high-interest debt and continue to build your cash pile.

Hi BP, I recently learned about a CEMA (Consolidation, Extension, and Modification Agreement), and from what i understand it is specific to New York State.